Dividing assets fairly: what high-earning couples need to know about divorce

Divorce is never easy, but when substantial wealth, business interests, and complex estates are involved, the stakes are even higher. For high-earning couples, ensuring a fair and legally sound division of assets requires more than emotion and instinct - it demands strategic planning, expert advice, and a clear understanding of the law.

What does “fair” really mean?

In the UK, fairness doesn’t always mean a 50/50 split. Courts consider a range of factors, including:

• The resources available to the couple, and consideration of whether the assets held are considered matrimonial or non-matrimonial;
• the length of the marriage;
• any contributions (financial and non-financial);
• future earning capacity; and
• the needs of each party, especially children.

For some  individuals, this often involves balancing wealth preservation with equitable outcomes.

Key assets to consider

1. Property portfolios

Multiple homes, investment properties, and overseas assets must be valued and assessed for ownership, tax implications, and liquidity.

2. Business interests

Shares in private companies, partnerships, or family businesses require expert valuation and may need restructuring to avoid disruption.

3. Pensions and deferred compensation

Executive pensions, professional annuities, bonuses, and share options can be substantial and complex to divide fairly.

4. Trusts and inherited wealth

Assets held in trusts or received through inheritance may be protected, but not always excluded from consideration.

5. Art, collectibles and luxury assets

High-value items like art, jewellery, and vehicles must be disclosed, valued, and negotiated.

Potential challenges

• Hidden or undervalued assets;
• international holdings and jurisdictional issues;
• tax exposure from asset transfers or sales;
• emotional attachment to business or family wealth;
• privacy concerns and reputational risk; and
• inherited or pre-marital wealth.

How we can support

• Discreet and strategic legal advice tailored to professionals and those with complex issues;
• collaborative and mediated solutions to reduce conflict and preserve relationships;
• cross-border expertise for international property, trusts, and family structures; and
• succession and legacy planning to protect long-term wealth.

Dividing assets fairly isn’t just about numbers - it’s about protecting your future, your family, and your legacy. With the right legal guidance, high-earning couples can navigate divorce with clarity, confidence, and dignity. If you would like to speak to our expert team about your personal circumstances, please get in touch today.